The 2026 Canadian money decisions book
Canadian tax, pay and money calculators for 2026
Turn the pages to work out your take-home pay, Canada Child Benefit, and whether to buy or lease a car or rent or buy a home. Every number updates as you type.
What are the key Canadian money numbers for 2026?
Last updated:Short answer
For 2026, the lowest federal tax rate is 14%, employees pay at most $4,646.45 in CPP and CPP2 and $1,123.07 in EI, and the Canada Child Benefit pays up to $8,157 a year per child under 6. The Bank of Canada raised its policy rate to 2.50% on October 28, 2026, which pushes up borrowing costs for cars and homes.
Which calculator answers my question?
Gross-to-net pay with 2026 federal and provincial tax, CPP, CPP2 and EI.
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Monthly CCB for July 2026 to June 2027, from your family net income and children's ages.
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Loan vs lease on a vehicle or equipment, with depreciation and CRA business deduction limits.
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Compare owning and renting, including lost investment growth and every unrecoverable cost.
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Frequently asked questions
What is the lowest federal income tax rate in Canada for 2026?
The lowest federal income tax rate is 14% for 2026, on taxable income up to $58,523.
How much is the Canada Child Benefit for July 2026 to June 2027?
Up to $8,157 a year per child under 6 and $6,883 per child aged 6 to 17, reduced once 2025 family net income passes $38,237.
What is the Bank of Canada interest rate now?
The Bank of Canada raised its policy rate to 2.50% on October 28, 2026. Its next decision is December 9, 2026.
Are SkeenaOne calculators free?
Yes. Every calculator is free, updates as you type, and can produce a PDF report or a printable summary of your results.