Canada Child Benefit calculator for July 2026 to June 2027
Short answer
The Canada Child Benefit (CCB) is a tax-free monthly payment for families with children under 18. From July 2026 to June 2027 the maximum is $8,157 a year per child under 6 and $6,883 per child aged 6 to 17. Payments shrink once your 2025 adjusted family net income passes $38,237.
Calculate your monthly CCB
Line 23600 of both parents' returns, combined.
Monthly CCB · July 2026 – June 2027
$717.49
$8,610 a year, tax-free
How much CCB will I get with $90,000 income and two children under 6?
Two children under 6 qualify for a maximum of $16,314 a year. At $90,000 of family net income, the income reduction is $6,430.
That leaves $9,884 a year, paid as about $823.66 a month from July 2026 to June 2027.
How is the Canada Child Benefit reduced as income rises?
The CCB is reduced by a percentage of your family net income above $38,237 CRA. The percentage depends on how many children you have.
| Children | Income $38,237 to $82,847 | Income over $82,847 |
|---|---|---|
| 1 | 7.0% | 3.2% |
| 2 | 13.5% | 5.7% |
| 3 | 19.0% | 8.0% |
| 4 or more | 23.0% | 9.5% |
Which year's income is used?
Payments from July 2026 to June 2027 use your 2025 tax returns. Both parents must file on time to keep receiving the benefit.
How do I estimate my Canada Child Benefit?
- 1
Add up your maximum benefit
Count $8,157 for each child under 6 and $6,883 for each child aged 6 to 17.
- 2
Find your adjusted family net income
Add line 23600 from both parents' 2025 tax returns.
- 3
Subtract the income reduction
If income is over $38,237, subtract the reduction rate for your number of children on the income between $38,237 and $82,847, then the lower second rate on income above $82,847.
- 4
Divide by 12
The yearly result divided by 12 is your monthly payment, paid tax-free around the 20th of each month.
Frequently asked questions
How much CCB does a family earning $60,000 get?
A family with $60,000 of income and two children (one under 6, one aged 6 to 17) would receive about $1,008.50 a month, or $12,102 a year.
Do I still get the CCB if my family earns $150,000?
Yes, many families still qualify. With $150,000 of income and two children aged 6 to 17, the benefit is about $326.33 a month.
What is the maximum Canada Child Benefit for 2026–2027?
From July 2026 to June 2027 the maximum is $8,157 a year ($679.75 a month) for each child under 6, and $6,883 a year ($573.58 a month) for each child aged 6 to 17.
Is the Canada Child Benefit taxable?
No. CCB payments are tax-free and do not have to be reported as income.
Where do these numbers come from?
Amounts and thresholds are the indexed values for the July 2026 to June 2027 payment period. The upper income threshold is shown by secondary sources at about $82,847; confirm it against the CRA page below. This estimate does not include the Child Disability Benefit or provincial benefits.